Bad Credit Loans

Maybe you have bad credit - most people do. Loans can still be approved with small amounts of bad credit but will require security on the loan such as a home, land you own, vehicle, or a personal guarantor.

Do I need security to apply for a loan with bad credit?

Yes. We are unable to provide unsecured lending.

What type of security do I need?

We only accept motor vehicles (1994 or later) and/or land as security against all loans. If you do not have security to offer there is another option available to you - a guarantor. A guarantor is someone who is willing to provide security on your behalf. A guarantor is usually a family member, friend, or relative.